New Row House Construction with wood sheathing and asphalt roof
There’s been a big announcement this week from the Province of Ontario, and it’s one that could have a meaningful impact on buyers—especially those considering new construction.
In partnership with the federal government, Ontario is expanding the HST rebate on new homes for a limited time, with the goal of improving affordability and encouraging more housing development.
More specifically, the province is planning to temporarily remove the Harmonized Sales Tax (HST) on new homes for qualifying buyers. The full 13% tax would be eliminated on homes valued up to $1 million from April 1, 2026 to March 31, 2027.
For homes priced between $1 million and $1.5 million, buyers would still qualify for the maximum rebate of up to $130,000, with the rebate gradually decreasing for higher-priced homes—down to approximately $24,000 for homes valued at $1.85 million.
Let’s break down what this actually means.
What changed? Under this new program, the province is temporarily expanding the rebate structure so that significantly more buyers—and a wider range of home prices—can benefit over a one-year period.
Why this matters From a real estate perspective, this is a pretty strategic move.
New construction has been one of the biggest pressure points in Ontario’s housing supply. Between rising construction costs, interest rates, and slower buyer activity, many builders have pulled back or delayed projects.
This rebate is designed to do two things:
Stimulate demand by lowering the effective purchase price for buyers
Encourage builders to move forward with projects
And in a market like Ottawa—where we rely heavily on a steady pipeline of new housing—this could help bring more inventory online.
What it means for buyers If you’re considering a new build, this is where things get interesting.
A rebate of this size can:
Reduce your upfront cost significantly
Improve affordability on higher price points
Potentially allow buyers to stretch into a better product or location
That said, timing will matter. This is a temporary program, and we’ll likely see increased competition in the new construction space as buyers start to take advantage of it.
The bigger picture This announcement is really about one thing: supply.
Governments at both levels are trying to unlock more housing by making projects more viable and encouraging buyers back into the market.
Will it solve everything? No. But it’s a meaningful step—and one that could create opportunities for buyers who understand how to position themselves.
Final thoughts If you’re thinking about buying a new build this year, this is worth paying close attention to.
There may be a window here where:
Pricing is still relatively stable
Incentives are strong
Inventory is improving
And those three things don’t always line up.
As always, the key is understanding how this fits into your overall plan—whether that’s buying your next home, relocating, or investing.
If you want to walk through how this impacts your specific situation, happy to chat.
Here’s the latest update in our Suburban Statistics Series, featuring insights on the five largest urban neighborhoods in Ottawa. With Ottawa’s spread-out layout, it’s always fascinating to see how each area’s market trends vary. These stats compare MLS OREB sales from January 1 to February 28, 2026, with the same period in 2025.
Here’s the latest update in our Suburban Statistics Series, featuring insights on the five largest urban neighborhoods in Ottawa. With Ottawa’s spread-out layout, it’s always fascinating to see how each area’s market trends vary. These stats compare MLS OREB sales from January 1 to January 31, 2026, with the same period in 2025.
Here’s the latest update in our Suburban Statistics Series, featuring insights on the five largest urban neighborhoods in Ottawa. With Ottawa’s spread-out layout, it’s always fascinating to see how each area’s market trends vary. These stats compare MLS OREB sales from January 1 to December 31, 2025, with the same period in 2024.
Our team helps with many HHTs each year, and each one is a little different from the rest. In one case this year, Colin and Chris first spoke with the relocating members in March after they were referred by a past relocation client. At that stage they were not familiar with Ottawa Relocations and were still interviewing Realtors who are registered with BGRS. They arranged a video call where Chris and Colin learned more about the plans and priorities for their move from BC to Ontario. Like many members who are reposted, there was a home to sell before they could confidently purchase a home in Ottawa. For a different twist, these members were also expecting an(other) addition to their family in the spring PLUS 1 member was scheduled for service at sea for the next several weeks. Needless to say, subsequent communication was a little spotty! Time can often pass while members await their official COS or for their current home to be sold. Here, Colin was not certain when the HHT would be scheduled and was even still waiting for confirmation that the team would be needed. In the meantime, he created a custom search portal to track home sales in Ottawa, continued to send market updates, and kept checking in on how things were coming along with the home sale preparation.
At long last, messages were exchanged! The house was listed on MLS in May, then sold in June! Somewhere in there a beautiful baby was born. Plans were made for an HHT at the end of June. Since all of the systems and parameters were already in place, it was easy for Colin to quickly kick the search into high gear. Finally, over 3 months after their first zoom call, all parties were boots on the ground in Ottawa and ready for a week filled with home viewings, school ratings, neighbourhood reports, and lots of phone calls. New baby certainly got to see lots of Ottawa in between feedings and naps!
To keep things moving, Colin scheduled every one of their top listings choices for Day 1, with a couple of late additions + some 2nd viewings on Day 2. After months of planning and updates, everything came together nicely (and quickly). By Day 3 a great deal had been negotiated & accepted, home inspections were booked & executed (Colin always has a couple of BGRS inspectors on standby during an HHT), and I think there was even time for some sightseeing. Maybe just some downtime at the hotel…. Either way, another happy ending to an HHT.
As we know, reposting letters can come at different times of the year. They can be requested, or they can be unexpected. Some of our house hunting trips come together only a few days after our initial contact with our new clients. However they happen, trust is always a key component to a successful HHT. It is challenging to by a home in the best of situations, and CAF members are required to work with a Realtor who they have likely never met. They need to feel that when they arrive in Ottawa, they can trust that the information they receive is current and insightful to meet their requirements and be confident that the details have been taken care of. The team at Ottawa Relocations is experienced, focused, and determined to make every HHT a huge success for every single military relocation. Just ask their past clients!
When it comes to selling a home, first impressions are everything. That’s why staging is one of the most powerful tools in our real estate playbook. A perfectly staged home doesn’t just look good—it tells a story, invites buyers in, and helps them envision their future in the space.
We recently had the opportunity to work on a condo that was completely vacant when we first listed it. While it had a great space and natural light, it lacked the warmth and personality that buyers are drawn to. That’s when we called in our expert stager, and the results were nothing short of remarkable.
Before: A Blank Canvas
When we first stepped into the condo, it was completely empty—just walls, floors, and windows. While some buyers can see past that, many struggle to picture how furniture will fit, how spaces flow, and how it will feel to live there. Empty rooms can also make a home feel cold and uninviting, making it harder for buyers to form an emotional connection.
After: A Standout Listing
The difference was night and day. Once staged, the condo no longer felt like an empty space—it felt like a dream home. The transformation not only enhanced its visual appeal but also made the listing photos pop, attracting more online views and interest from buyers.
And the best part? It worked. The staged condo quickly stood out in the market, leading to more showings and strong interest from potential buyers.
Why Staging Matters
Staging isn’t just about making a home look pretty—it’s about creating a connection. It helps buyers see the potential of a space and imagine themselves living there. In a competitive market, it can be the difference between a listing that lingers and one that sells quickly.
If you’re thinking about selling your home, don’t underestimate the power of staging. Whether it’s a condo, townhome, or single-family house, we have the resources and expertise to make your home shine.
Curious about what staging can do for your home? Let’s chat and make your property stand out!
Hey everyone, Chris here with a quick update on the Ottawa real estate market! The past few weeks have been eventful, with interest rates dropping, including a significant half-point cut by the Bank of Canada. This shift is already impacting the market—buyers are coming back, multiple offers are returning, and momentum is building.
Here’s what I’m seeing:
Buyer activity is picking up as affordability improves.
Low inventory remains a challenge, with fewer new builds and limited resale options.
Market predictions: A potential shift to a seller’s market in early 2024, with home prices projected to rise by 5-6%.
Every neighborhood is different, so if you’re curious about what’s happening in your area, reach out to my team. Let’s chat about how these changes might impact your real estate goals.
Here’s the latest update in our Suburban Statistics Series, featuring insights on the five largest urban neighborhoods in Ottawa. With Ottawa’s spread-out layout, it’s always fascinating to see how each area’s market trends vary. These stats compare MLS OREB sales from January 1 to October 31, 2023, with the same period in 2024.
We’ve got some positive news to share! The Bank of Canada has reduced its main lending rate by half a percentage point, bringing it down to 3.75%. This marks the fourth consecutive rate cut, and there’s a chance we might see another reduction in December.
What Does This Mean for Buyers?
If you’ve been waiting for some good news before making a move, this might be it! The lower rates will impact affordability, potentially easing monthly mortgage payments. With limited inventory in Ottawa, we might even see some upward pressure on prices in 2025 as affordability improves.
Thinking of Making a Move?
If you’re considering upsizing or buying your first home, now could be a good time to enter the market before potential competition heats up early next year. And for those set to renew their mortgages next year, these rate cuts could make a significant difference. While renewal rates will be higher than in recent years, the reductions will still help many Canadians stay comfortably in their homes.
Curious about what’s happening in your neighborhood? Reach out to us—always happy to help!
